OK, here is a freebie template for your personal use only! The first image is what the png file looks like and the second image is what it looks like filled with a picture. You can fill it with whatever you want. You could fill it with a paper and then lay a picture on top of that. What I did in Photoshop Elements with the example shown below the template was to open the template file and open a picture file. I placed the picture layer on top of the template layer and then group the picture to the template.
Have fun! I'd love to see how you use the template! Post a comment with the link to your layout if you use the template! That would be great and very much appreciated!
Thanks for stopping by!